Luiz Carlos Trabuco: Bradesco Appoints New President

The current CEO of Banco Bradesco S.A. since 2009, Luiz Carlos Trabuco is going to remain in his executive position until March 12, 2018. He has been at the head of Banco Bradesco for the past 9 years as he has guided the corporation through some good and not so good times. The Bank will be introducing it’s new leadership officially when Trabuco steps down.

Undergoing a powershift currently, Banco Bradeso has recently announced that President Ocatavio Lazari Junior will be talking over the position of CEO from Luiz Trabuco. Both of these men have a long history with Bradesco, although this change is taking place very soon. Revenue in the amount of $76.3 billion Reals as 2017 came to a close shows that Banco Bradesco is on the right path. Hardly saying 2017 was a bad year, the amount in revenue happened to be 6.8% higher than 2016 according to

Showing growth is a plus in any financial institution, however, a transition is still underway between Trabuco and Lazari Junior. Many are optimistic of the national economy for the year 2018 as GDP growth, calm inflation, and low interest rates have set this current administration up for success in the coming years. In regard to the growth mentioned earlier, Lazari stresses the importance of ensuring they have a better year than the years prior. One thing is for certain, both Trabuco and Lazari are stressing the importance of having good pension reform.


The explanation of the choice of the new president by Trabuco shows that it took some time for the final selection. Many felt as though Lazari would be chosen as one of the finalists, due to his many experiences within Banco Bradesco. Stemming from his work in the late 1990’s working in the credit area to his many promotions starting in 2010, this was a clear choice in regard to Luiz Trabuco’s successor.

Luiz Trabuco began his banking career and activities at Bradesco on April 17, 1969. He served as the Managing Director of Banco Bradesco S.A. back in March, 1999. He experienced much success in that department, and from there he moved on to various positions throughout the bank. As he was heavily involved in Private Pension plans, not many know that he was alo the President of the National Association for Private Pension Plans from August 1994 to August 2000. This is one of the many reasons Trabuco stresses the continued commitment to pension reform. His days as CEO will soon come to a close as Octavio de Lazari Junior will accept his new position as of March 12, 2018.

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Understanding Inflation with the U.S Money Reserve

Inflation affects everyone, everyday regardless of social standing or income level. Through high inflation, the value of money is decreased resulting in less purchasing power.


What is inflation?


Inflation is the way increases in pricing is measured over time. The Consumer Price Index (CPI) is the most common measurement of inflation. CPI is used to track the purchases of hundreds of items over time. The figures are inputted into a formula to calculate the average increase in the cost of products.


Some inflation is necessary for a stable economy. Without high inflation or with low inflation, the price of goods can drop leading to the possibility of a recession. If inflation becomes too low then the drop in the price of goods can trigger a deflation. Deflation increases the probability of a recession or even a depression if the deflation is severe enough. CPI helps to predict when inflation is becoming too high or too low.


As inflation increases, the buying power of money decreases which decreases the standard of living. An increase in money coming in becomes necessary in order to maintain the same standard of living. The cost of basic necessities, such as food, gas, and utilities, means less money is left over for discretionary spending and savings. Most people will switch to cheaper options or drive farther for cheaper bargain pricing.

Inflation is also used as the benchmark to determine limits in contributions to retirement plans and increases in Social Security benefits. The federal government considers inflation as a benchmark in setting those standards from year to year. Inflation also forces interest rates to go up on loans including mortgages and credit cards.


How can you protect yourself against inflation? According to the U.S. Money Reserve, the best way to protect against inflation is to diversify away from paper money. Investing in commodities such as natural resources, purchasing shares in a mining company, or purchasing gold can help to protect against inflation. The value of gold often increases during inflation instead of decreasing. Everyone is affected by inflation; the U.S. Money Reserve can help control the effect on your finances.

Robert Ivy The Executive Vice President Of tThe American Institute Of Architects

Robert Ivy is the vice president and the chief executive officer of (AIA) American Institute of Architects. While other professionals mostly focus on construction, designing and building industries, Robert encourages engineers to reason extremely beyond their profession. Wise and soft-spoken man, Robert Ivy can cleverly navigate a dialogue on origination from U.S history, urban design to the reason why it is important for engineers to exchange concepts with software systems analysts. As architecture, Ivy believes he can deeply impact several areas, like providing solutions for relieving disaster and improving physical condition.

Ivy graduated from Tulane University with masters of Architecture and Bachelor of Arts from the south university. In 1993 he was promoted to Collage of Fellow in AIA He became the chief editor of Architectural record in 1996. He became the editorial director and the vice president of McGraw-Hill building media including constructor, HQ magazine, Architectural Record, sustainable design magazines. Between 1981 and 1996, he was the manager at the critic, Dean/Dale and several national publications.

While in editorial leadership, Ivy earned many honors in publishing industry such as premier journalism award and national magazine award. In architectural record he earned 7 ozzies, 26 neal award, folio project award, and website of the year by MPA digital award in2008. He attained Crain Award in 2009 which is the highest individual recognition in the American media among other divisions. In 2010, under the fraternity of national architecture he was voted universally for the name Ivy also known as Master Architect due to his effectiveness in explaining the worth of design.

Under his leadership ever since 2011 as CEO, AIA has transformed to assist the profession of architecture in the 21st century. Robert is moving AIA from its well off heritage into an effective, responsive and positive organization. His organization’s goals are heighten the public consciousness of the importance and the value of all designers. Signature achievement includes restructuring AIA to progress in making the decision, building a fresh digital technology structure and introducing awareness campaign for award-winning to the public.

Ivy comprehends the rise of towns as a basically positive occurrence because life in the cities is what will make nations generate low-carbon nations. Nevertheless, he urges the residents in urban to enjoy quality life since by 2025 there will be a major challenge because roughly two-third of the population will be living in the cities. He urges the architectures to provide infrastructure to the growing cities since it is a chance of great opportunity to the professional designers.

His book was published by AIA in 1992. He is a CICA member and a national board member of AIA. Currently, he serves on the board of advisors in architecture schools such as Urban Planning in China, Tongji school of Architecture, Auburn University and Tulane University.

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What Does Fabletics Do That Other New Retailers Should Copy?

Fabletics is establishing itself as one of the most affordable trendy women’s athleisure brand on the market, and it’s attempting to do what most current e-commerce chains and traditional retailers are failing to do. Fabletics believes it has both the model and the services to compete with Amazon, the primary company retailers blame for drying up business. They may be on to something because they’ve used some of the same marketing strategies as Amazon like a catalog format with user reviews to go with it and a rewards system for members. What Fabletics has also done is opened brick and mortar locations which may seem like the last thing you should do to compete with Amazon, but instead of being rooted in brick and mortar stores, these have become additions to the Fabletics website and are where customer usually go after seeing products on the website instead of doing the opposite with other retailers.


Looking at what customers are doing and hearing their input for improvements they want to see is what Fabletics owner Kate Hudson does at the company. Hudson is most known for her role in movies like her biggest box office hit, the 2001 classic “Almost Famous.” She came to the fashion business world in 2013 when Techstyle Fashion Group CEOs Don Ressler and Adam Goldenberg invited her to partner with them in starting a women’s athletic apparel company. She may not have known much about running a business at the time, but since Goldenberg and Ressler knew she was passionate about everything she did yet didn’t take herself too seriously, they knew she’d be perfect for the task.


Hudson has put all the time she can afford into putting ideas in Fabletics’s design ideas and putting out Twitter and Facebook videos and campaigns listing her personal Fabletics choices. She also advised her technical team to make the Fabletics VIP program more user-friendly because while VIP membership does offer a lot of benefits, she understood that some users may not want automatic subscriptions on their profile. Big shopping data is also used to provide a more interactive experience and learn about what customers are looking for exactly. This shopping technique also rivals that of Amazon by finding customers’ preferences and speeding up their product searches, and it’s what Techstyle Fashion Group’s leaders say keeps their company close to Silicon Valley. Newcomers to Fabletics can start buying products by taking the lifestyle quiz and signing up at

Stay Organized With This Holiday Party Checklist

A holiday party is a time to enjoy the season with your loved ones, but the thought of planning the party can be overwhelming. The best way to reduce the stress of party planning is to stay organized.

You can stay organized with this holiday party checklist.

  1. Select The Venue

There are many venues that provide space for small or large gatherings. It is best to check with your local restaurants, hotels and meeting venues. You can also host the party in the comfort of your own home.

  1. Send Out Invitations

Your invitations are going to set the mood for your party, so do not be afraid to get creative with holiday stationery or graphics. The invitations should include everything from the address to the dress code. Send out the invitations three weeks in advance so your guests can save the date.

  1. Get The Decorations

You can create an elegant but festive atmosphere with tea light and votive candles. There are many stores that sell natural greens, colorful bulbs and decorative ribbons for homemade wreaths.

  1. Plan Your Menu

If you are not planning a sit-down dinner, be sure to provide a variety of snacks and appetizers for your guests. Your menu may include Cranberry Crostini, Crab Toast and Pecan Cheese Wafers, and you can provide several cheese, fruit and vegetable platters. When buying supplies, it never hurts to go with disposable dinnerware and utensils.

  1. Hire An Event Planner

Are you planning to host a large holiday party? Now is the best time to look into different event planning companies NYC. Twenty Three Layers is a great example of an experienced event planning company in the area. The company has experience with events ranging from corporate functions to holiday parties.

Twenty Three Layers was established by three women who have been planning successful events for years. The services include selecting an appropriate venue, building a delicious menu and creating attractive invitations for your event. Twenty Three Layers is one of the most popular personal and corporate event planners in NYC.

You can plan a successful holiday party by creating a checklist and looking into event planning companies NYC.

The Different Types of CEOs Like Lori Senecal

When people think about any business CEO, it is important for them to know that there are different types of the CEO. There are local CEO, and there is the global CEO. The local CEO is the type of person that owns a local company. The global CEO takes the company and goes global with it. Lori Senecal is a global CEO. Her plan for each company she joins always include growing it so that it becomes a global operation. There are many advantages to being a global company. One of the advantages is that the business makes a ton of money at a time.


Another advantage that Lori Senecal has seen of being a global company is that people can have access to other companies that they wouldn’t be able to contact otherwise. There are plenty of companies in the world that is willing to do business with an advertiser. Also, the internet is not a local technology. It is global. Therefore, people have to be willing to do business with companies throughout the world so that they can show that they are trustworthy for a wide range of business owners. Lori makes sure that she is inclusive in her efforts. Check out cpbgroup to see more.



One of the best aspects of being a global CEO is that this gives people the opportunity to learn about different cultures. They get to learn about all of the different issues that they have overcome. A global CEO gets to learn about what is appropriate and what is inappropriate so that they do not offend people. It is important for a business to be social responsible. If one group of people is alienated, then this could cause a lot of issues with the other groups of people that have the dream of living together in harmony. One thing that Lori strives to do is unite people.



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Amazon is Falling to Fabletics

Many Business insiders think it is absolute suicide to take your business and go against the giant Amazon. This Juggernaut internet retailer has been able to dominate the e-commerce scene for the past decade. Many business analysts say that to succeed in space current market, you need to team up with Amazon rather than taking them on head-to-head. While there is indeed some truth to this statement, it does seem that Amazon has some chinks in its armor. Kate Hudson, and her company Fabletics, have identified some of these weaknesses and have exploited them to their advantage.

One way that Kate Hudson and Fabletics have done this is by leveraging the power of the crowd. Today we live in a networking world. The impact had had on business has been significant. In times before this, one would just walk into a store and buy what product they found. Today, people take reviews seriously and always search for the best product. People are much more apt to follow the suggestions of their friends then they are advertisements. Kate Hudson understands this and has used the crowd to Fabletics advantage.


For the first year, Fabletics dedicated their time to focus on the consumer, responding to customer reviews, answering customer questions, and making the consumer the number one priority of the business. This has resulted in the amazing things for the company. It is reported by several third-party sites that Fabletics has one of the highest consumer ratings in all of online e-commerce. This has led to them gaining customers at a rapid pace compared to what Amazon can do.


One area where Fabletics is strong in is the area of the repeat customer. Leveraging the power of the crowd and the trust they have created, Fabletics began using an internet subscription service to increase sales. The customer could select either a monthly, quarterly or annual subscription. What Fabletics did not anticipate, was that customers would become so enthralled by their products that they would begin purchasing additional ones beyond what the subscription offered. This would play in their favor when they decided to open retail stores.


Over the past decade, retail stores have felt the might of Amazon. A trend that has been occurring for some time is showrooming. Showrooming is when a customer enters your store with the intentions to scout products that they will later purchase online for a better price. They pretty much just use your store to examine the product. Fabletics reversed that because of customer loyalty. When they opened retail stores, they found that 50% of those visiting were already Fabletics subscribers. Of the 50% who were not, 1 out of every 5 of them signed up for a subscription before leaving the store.

Such loyalty all has to do with Fabletics leveraging the power of the crowd. Most businesses, Amazon included, are incapable of building such loyalty. However, since Fabletics catered to their crowd, the crowd will now support Fabletics for the rest of its days.

Hussain Sajwani And DAMAC Properties Become Global News

In the months following the election of Donald Trump to the position of U.S. President, the business dealings of the latest occupant of The White House came under increased scrutiny. One business partner who has seen his own international reputation given a major boost by his business partnership with President Trump is Hussain Sajwani, the DAMAC owner who saw his family namechecked by the President at a New Year’s Eve party at Trump’s Florida resort; Sajwani was praised by the President as one of the top business people in the luxury real estate sector in the world.

Since being namechecked by the President, Hussain Sajwani has seen his own reputation and business searched for as he continues to look for new areas for his luxury developments under the DAMAC name. DAMAC Properties was formed in the early 2000s after Hussain Sajwani had waited patiently for the regulations regarding property ownership to be loosened to allow non-citizens like himself to own and develop property in the area; as a member of the United Arab Emirates elite, Sajwani has become a close friend and business advisor to many of the top government officials and members of the monarchy of the oil-rich desert state. Learn more:

The leadership of DAMAC Properties has become one of the leading aspects of the work of Hussain Sajwani which still takes in a range of different business opportunities around the world. DAMAC itself looks to create some of the most opulent and luxurious apartments and resorts in the world across the desert state of the UAE; DAMAC has developed many different apartment blocks which have largely sold out before construction begins on the construction of the real estate of Sajwani. New developments have taken in a new way of exploring the best in luxury real estate for Hussain Sajwani with a move into golf course design and construction. Alongside the Trump organization, DAMAC Properties is now working to complete a number of resort style facilities based around golf courses designed by sporting legends such as Tiger Woods.

Shafik Sachedina The Dental Surgeon

About Shafik Sachedina

Shafik Hussein Sachedina was born in May 1950 in Dar-es-Salaam, Tanzania a coastal country located in East Africa. He, later on, left Tanzania for Europe, where he went looking for higher education.

Shafik then went to Guy’s Hospital and Dental School, the University of London where he graduated and is now a qualified dental surgeon who has been practicing in England for years. Dr. Shafik has also been seen to be an entrepreneur in the health sector. He also takes part in so many voluntary services among them is his work with Jamati Institutions and the Aga Khan.

Dr. Shafik worked as Head of the Department of Jamati Institutions and also at His Highness of Aga Khan’s Secretariat located in Aiglemont, France. While working here, he was mainly the one in charge of coordinating the programs and activities of the Ismaili community’s institutions in the 16 areas where such institutions can be found. Shafik Sachedina is also the man behind the interfacing with Institutions of the Ismaili Communities in Central Asia and the Aga Khan Development Network Programs. In addition to that, Dr. Sachedina has been able to take part in so many voluntary services which even saw him become the President of the Ismaili Council for the United Kingdom where he served for two consecutive terms. While working for these Institutions, Dr. Sachedina helped them grow and assisted in solving challenges facing the community.


About Sussex Health Care

These are groups of homes that are located in Sussex. Sussex Health Care mainly is concerned with the care for old people who have some mental or abnormal diseases like dementia, Alzheimer’s disease. The institution also offers its special services to the adults who have learning or physical difficulties and others with disabilities that arisen to be neurological. The Sussex Health Care through its qualified staff ensures that they take care of their clients and also offer support to those who come seeking for their help.

Some of what is offered at Sussex Health Care includes the following person-centered services.

• Care for old people. The institution provides the elderly with a home where they can feel safe and enjoy the comfortable environment as they also get other kinds of support and stimulation.
• Care for Dementia. People with dementia can now be active and enjoy life without worrying about their dementia-related conditions.
• Neurological care. Those with any acquired brain injuries or neurological diseases get proper care.
• Care for those with profound learning disabilities.

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Eli Gershkovitch: Revolutionizing Craft Beer In Canada

Canadians are known to be beer lovers. In fact, beer is the country’s most consumed alcoholic drink, with an annual consumption of about 80 liters per person on average. Craft beer has witnessed its rebirth in Canada, as its use increases even as the overall per capita sales and use of beer decreases.


Canada has numerous craft breweries across the country which produce dozens of top quality beers that rival any found in any market. Some brewers have reported beer sales of more than $20 million. Also, there has been an increase of small breweries marketing selling their beer.


There are some exceptional craft brewers in Canada. The Grizzly Paw brewing company is one of them. It is located in Canmore Alberta, minutes from Banff National park. They offer different beer flavors made with fresh mountain water, such as the light-bodied pilsners ( Muskoka Brewery is located in Muskoka, Ontario. It is a Canadian-owned company which makes the brand a favorite in the region. Their primary flavor is the Muskoka Cream Ale. Beer fans in Canada are treated to a wide range of beer flavors across the provinces. Some skilled brewmasters such as Eli Gershkovitch who is the CEO of Steamworks Brew Pub have contributed immensely to the popularity of craft beer.

Eli Gershkovic who leads Steamworks breweries is a man focused on revolutionizing Canadian beer. Eli Gershkovitch was attracted to brewing craft beer earlier in his career. Steamworks brewery is different from traditional breweries in Canada in that it produces beer using steam power. Eli Gershkovitch opened Steamworks Brew Pub eight years after touring many brewers in Europe in 1987. Craft beer was not as popular then as it is today.


Eli Gershkovitch believes in expanding to keep up with pace in the beer market. Steamworks produces 15 to 17 beers annually and has pilsner and pale ale in 85 government liquor stores. Skilled brew master such as Eli Gershkovitch has put Canada in the craft beer market map by producing beer flavors found only here.


Eli Gershkovitch, a lawyer, and a famous Canadian Businessman has built an empire on taking risks and exploring uncharted grounds. He views Steamworks as his source of freedom. Apart from experimenting with beers, Eli is also a pilot.